Manulife FollowMe™ health and dental insurance is a reliable option for those transitioning from employee to individual insurance plans. Its main attraction lies in its seamless transition, ensuring continuous coverage without any health questions if you apply and pay your first premium within 90 days of your employee benefits ending. The product has different plans catering to various needs, including prescription drugs, dental care, vision care, and registered specialists. Additionally, including TELUS Health Virtual Care and other TELUS benefits enhances the value of these plans.
Balanced Perspective: Pros and Cons
Manulife’s FollowMe™ health and dental insurance is praised for its additional coverage options, particularly for individuals over 65, and its user-friendly online claim submission process. The 24/7 access to healthcare professionals and the potential to save on premiums with the Manulife Vitality program are significant advantages. Moreover, the option to choose from various plans, including dental-only, medication-only, or a combination plan, caters to diverse needs. The plans also provide the choice of private or semi-private hospital rooms.
However, there are downsides. Some users have reported long wait times and difficulty in getting in touch with representatives, and there are instances of delays in processing claims or outright denials. Additionally, it’s noted that hospital benefits are not automatically included in all plans, the basic traveller’s insurance covers only the first 9 days of a trip, and no specific plan is tailored for retirees.
Comprehensive Insight: Ratings & Reviews
Manulife’s health and dental insurance products generally receive positive reviews. Users have expressed satisfaction with the coverage and customer service, acknowledging the company’s reputation for providing comprehensive coverage at competitive premiums. An average rating of 4.89 based on over 2000 reviews further reinforces the positive reception of these insurance products, indicating a high level of customer satisfaction.